HOW IT WORKS
It works alongside your current home or auto policy. It does not replace it.
1
Join
Pick the plan that fits your home or vehicles and enroll online.
2
File Your Claim As Usual
File with your insurance company and pay your deductible like you normally would.
3
Send Your Documents
Submit proof of the claim and proof of payment. Eligible reimbursements are typically processed within about 7 business days after complete documents are received, and can take longer.
CHOOSE YOUR PLAN
Plans from $249 per year. Review the full plan terms before you enroll.
$249 / year
All-Vehicle Protection
- Up to $1,000 toward your deductible on a covered vehicle insurance claim
- Can cover cars, trucks, motorcycles, RVs, boats, ATVs and more that you own and insure
- Additional benefits such as limited repair and emergency travel reimbursement, with limits
A fit for drivers with a $500+ deductible, and for anyone financing or leasing a vehicle.
$249 / year
Home Protection
- Up to $2,500 toward your deductible on a covered home insurance claim, one per 12-month period
- Primary residence only
- Additional benefits such as lockout, glass breakage, and emergency lodging, with limits
A fit for new homeowners, renters, and anyone with a $1,000+ deductible.
Good to Know
THE FINE PRINT, UP FRONT
- This is not insurance. It is a membership-based reimbursement plan that works alongside your current policy. It does not replace home or auto insurance.
- Your claim comes first. Benefits apply after a covered claim that your insurance company approves and after you pay your deductible.
- Waiting period. Most benefits start right away, but repair reimbursements have a 30-day wait.
- Annual membership. Plans renew automatically each year, with a reminder before renewal.
- 30-day refund. You can cancel within 30 days for a full refund if no claims have been filed.
